Budget-Friendly Vacation Ideas for a Fun and Frugal Summer

Summer is almost here, and it's the perfect time to start planning a vacation—without breaking the bank. Whether you’ve got a full week off or just a weekend to spare, there are plenty of affordable ways to enjoy a getaway. With a little creativity and planning, you can make the most of your time off while sticking to your budget.

Here are some tried-and-true tips to help you save money and still have an amazing summer vacation:

1. Spend a Day at the Beach

Nothing says summer like a relaxing day at the beach—and it doesn’t have to cost a thing. Here in Florida, we’re lucky to have countless beautiful beaches to choose from on both coasts. Just pick a direction and go!

Money-saving tip: Pack a cooler with snacks, sandwiches, and drinks before you leave. That way, you won’t be tempted to grab expensive meals at beachside restaurants.

2. Go Camping and Connect with Nature

Camping is one of the cheapest vacation options out there. Whether you’re in a tent or a camper, spending a few days in nature can be both relaxing and budget-friendly.

Plan ahead for savings: Meal prep before you go! Our favorite camping meals include hot dogs, ham and cheese sliders, and foil packet dinners filled with sausage, potatoes, and veggies. Bring plenty of snacks and drinks so you’re not tempted to eat out.

3. Travel During the Week

If your schedule is flexible, try planning your trip during the week instead of over the weekend. Hotels, gas, and even some attractions are often cheaper Monday through Friday.

Bonus savings: Booking in advance can help you snag even better weekday deals.

4. Do a Little Research Before You Go

You’d be amazed at what you can find with a simple online search. Type in “free or cheap things to do in [your destination]” and see what comes up. From museum free days to factory tours, there are tons of hidden gems waiting to be discovered.

Frugal tip: The more research you do ahead of time, the more money you can save on your trip.

Saving for the Future

If a vacation isn’t in the cards this summer, start planning for the future. Add a vacation fund to your monthly budget—even setting aside just $10 a week can add up quickly.

Final advice: When you do take that trip, bring cash and your debit card, and leave the credit cards at home. That way, you can enjoy your vacation without coming home to a pile of bills.

Ready to Relax Without the Guilt?

Vacations don’t have to be expensive to be memorable. With a little planning, some smart spending habits, and a focus on fun rather than frills, you and your family can enjoy a summer getaway that fits your budget.